Equity Components [Axis]
Common Stock [Member]
Retained Earnings [Member]
AOCI Attributable to Parent [Member]
Concentration Risk Benchmark [Axis]
Assets, Total [Member]
Financial Instrument [Axis]
US Treasury Securities [Member]
Measurement Basis [Axis]
Estimate of Fair Value Measurement [Member]
Measurement Frequency [Axis]
Fair Value, Recurring [Member]
Fair Value Hierarchy and NAV [Axis]
Fair Value, Inputs, Level 1 [Member]
Fair Value, Inputs, Level 2 [Member]
Fair Value, Inputs, Level 3 [Member]
Interest Rate Swap [Member]
Liabilities, Total [Member]
Reported Value Measurement [Member]
US States and Political Subdivisions Debt Securities [Member]
US Government Agencies Debt Securities [Member]
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Collateralized Debt Obligations [Member]
Corporate Debt Securities [Member]
Geographical [Axis]
California [Member]
Class of Financing Receivable [Axis]
Commercial Real Estate [Member]
Real Estate Commercial Land and Development [Member]
Real Estate Commercial Construction Loans [Member]
Real Estate Residential Construction Loans [Member]
Residential Real Estate [Member]
Real Estate Farmland [Member]
Secured Debt [Member]
Unsecured Debt [Member]
Paycheck Protection Program ("PPP") [Member]
Consumer Portfolio Segment [Member]
Internal Credit Assessment [Axis]
Pass [Member]
Watch [Member]
Substandard [Member]
Doubtful [Member]
Financial Asset, Aging [Axis]
Financial Asset, 30 to 89 Days Past Due [Member]
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financial Asset, Past Due [Member]
Financial Asset, Not Past Due [Member]
Financial Asset, 60 to 89 Days Past Due [Member]
Unallocated Financing Receivables [Member]
Federal Home Loan Bank Branch [Axis]
Federal Home Loan Bank of San Francisco [Member]
Unfunded Loan Commitment [Member]
Product and Service [Axis]
C D A R S [Member]
I C S [Member]
Long-term Debt, Type [Axis]
Subordinated Debt [Member]
Related Party [Axis]
Entity Controller by Member of Board of Directors and Three Shareholder [Member]
Award Type [Axis]
Restricted Stock [Member]
Liability Class [Axis]
Commercial Lines of Credit [Member]
Undisbursed Construction Loans [Member]
Undisbursed Commercial Real Estate Loans [Member]
Agricultural Lines of Credit [Member]
Undisbursed Agricultural Real Estate Loans [Member]
Other Commitments [Member]
Subsequent Event Type [Axis]
Subsequent Event [Member]
Cover [Abstract]
Document Type
Amendment Flag
Amendment Description
Document Registration Statement
Document Annual Report
Document Quarterly Report
Document Transition Report
Document Shell Company Report
Document Shell Company Event Date
Document Period Start Date
Document Period End Date
Document Fiscal Period Focus
Document Fiscal Year Focus
Current Fiscal Year End Date
Entity File Number
Entity Registrant Name
Entity Central Index Key
Entity Primary SIC Number
Entity Tax Identification Number
Entity Incorporation, State or Country Code
Entity Address, Address Line One
Entity Address, Address Line Two
Entity Address, Address Line Three
Entity Address, City or Town
Entity Address, State or Province
Entity Address, Country
Entity Address, Postal Zip Code
Country Region
City Area Code
Local Phone Number
Extension
Written Communications
Soliciting Material
Pre-commencement Tender Offer
Pre-commencement Issuer Tender Offer
Title of 12(b) Security
No Trading Symbol Flag
Trading Symbol
Security Exchange Name
Title of 12(g) Security
Security Reporting Obligation
Annual Information Form
Audited Annual Financial Statements
Entity Well-known Seasoned Issuer
Entity Voluntary Filers
Entity Current Reporting Status
Entity Interactive Data Current
Entity Filer Category
Entity Small Business
Entity Emerging Growth Company
Elected Not To Use the Extended Transition Period
Document Accounting Standard
Other Reporting Standard Item Number
Entity Shell Company
Entity Public Float
Entity Bankruptcy Proceedings, Reporting Current
Entity Common Stock, Shares Outstanding
Documents Incorporated by Reference [Text Block]
Statement of Financial Position [Abstract]
ASSETS
Cash and due from financial institutions
Interest-bearing deposits in banks
Cash and cash equivalents
Time deposits in banks
Securities available-for-sale, at fair value
Securities held-to-maturity, at amortized cost (fair value of $5,211 and $8,755 at September 30, 2021 and December 31, 2020, respectively)
Loans held for sale
Loans, net of allowance for loan losses of $21,848 and $22,189 at September 30, 2021 and December 31, 2020, respectively
Federal Home Loan Bank of San Francisco (“FHLB”) stock
Premises and equipment, net
Bank owned life insurance
Interest receivable and other assets
Assets
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits
Non-interest-bearing
Interest-bearing
Total deposits
Subordinated notes, net
Interest payable and other liabilities
Total liabilities
Shareholders’ equity
Preferred stock, no par value; 10,000,000 shares authorized; zero issued and outstanding at September 30, 2021 and December 31, 2021
Common stock, no par value; 100,000,000 shares authorized; 17,223,808 shares issued and outstanding at September 30, 2021; 11,000,273 shares issued and outstanding at December 31, 2020
Retained earnings
Accumulated other comprehensive (loss) income, net
Total shareholders’ equity
Liabilities and Shareholders’ Equity
Securities, Held-to-Maturity
Loans and Leases Receivable, Allowance
Preferred Stock, Par Value
Preferred Stock, Shares Authorized
Preferred Stock, Shares Issued
Preferred Stock, Shares Outstanding
Common Stock, Par Value
Common Stock, Shares Authorized
Common Stock, Shares, Issued
Common Stock, Shares, Outstanding
Income Statement [Abstract]
Interest and dividend income
Loans, including fees
Taxable securities
Nontaxable securities
Interest-bearing deposits in other banks
Interest and dividend income
Interest expense
Deposits
Subordinated notes
Interest expense
Net interest income
Provision for loan losses
Net interest income after provision for loan losses
Non-interest income
Service charges on deposit accounts
Net gain on sale of securities available-for-sale
Gain on sale of loans
Loan-related fees
FHLB stock dividends
Earnings on bank owned life insurance
Other
Noninterest Income
Non-interest expense
Salaries and employee benefits
Occupancy and equipment
Data processing and software
Federal deposit insurance
Professional services
Advertising and promotional
Loan-related expenses
Other operating expenses
Noninterest expense
Income before provision for income taxes
Provision for income taxes
Net income
Basic earnings per share
Diluted earnings per share
Net unrealized holding (loss) gain on securities available-for-sale during the period
Reclassification adjustment for net realized gains included in net income
Income tax (benefit) expense related to other comprehensive income (loss)
Other comprehensive (loss) income
Total comprehensive income
Statement [Table]
Statement [Line Items]
Beginning balance, value
Beginning Balance, Shares
Other comprehensive loss
Stock offering
Stock offering, Shares
Stock issued under stock award plans
Stock issued under stock award plans, Shares
Stock compensation expense
Stock issued to directors
Stock issued to directors, Shares
Reclassification of retained deficit
Stock forfeitures
Stock forfeitures, Shares
Common stock issued
Common stock issued, Shares
Cash dividends paid ($4.40 per share)
Ending balance, value
Ending Balance, Shares
Stock offering
Statement of Stockholders' Equity [Abstract]
Common Stock Dividend Paid, in Per Shares
Statement of Cash Flows [Abstract]
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Loans originated for sale
Gain on sale of loans
Proceeds from sales of loans
Net gain on sale of securities available-for-sale
Earnings on bank owned life insurance
Director stock compensation expense
Change in deferred loan fees
Amortization and accretion of security premiums and discounts
Amortization of subordinated notes issuance costs
Depreciation and amortization
Net changes in:
Interest receivable and other assets
Interest payable and other liabilities
Net cash provided by operating activities
Cash flows from investing activities:
Proceeds from sale of securities available-for-sale
Maturities, prepayments, and calls of securities available-for-sale
Purchases of securities available-for-sale
Increase (decrease) in time deposits in banks
Loan originations, net of repayments
Purchase of premises and equipment
Purchase of FHLB stock
Purchase of bank owned life insurance
Net cash used in investing activities
Cash flows from financing activities:
Net change in deposits
Proceeds from issuance of stock
FHLB repayment
Cash dividends paid
Net cash provided by financing activities
Net change in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period
Supplemental disclosure of cash flow information:
Interest paid
Income taxes paid
Supplemental disclosure of noncash investing and financing activities:
Transfer from loans held for investment to loans held for sale
Unrealized (loss) gain on securities
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation
Accounting Changes and Error Corrections [Abstract]
Recently Issued Accounting Standards
Fair Value Disclosures [Abstract]
Fair Value of Assets and Liabilities
Investments, Debt and Equity Securities [Abstract]
Investment Securities
Receivables [Abstract]
Loans and Allowance for Loan Losses
Interest-bearing Deposits
Interest-Bearing Deposits
Debt Disclosure [Abstract]
Long Term Debt and Other Borrowings
Income Tax Disclosure [Abstract]
Income Taxes
Equity [Abstract]
Shareholders’ Equity
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments and Hedging Activities
Subsequent Events [Abstract]
Subsequent Events
Nature of Operations and Principles of Consolidation
Basis of Financial Statement Presentation and Consolidation
Use of Estimates
Earnings Per Share (“EPS”)
Schedule of Earning Per Share
Basis of Presentation
Schedule of Pro forma Earning Per Share
Basis of Presentation (Details 2)
Schedule of Fair Value Assets and Liabilities on Recurring Basis
Fair Value of Assets and Liabilities
Schedule of fair value estimates for financial instruments
Fair Value of Assets and Liabilities (Details 2)
Schedule of Securities Held-To-Maturity
Investment Securities
Schedule of Securities Available-for-Sale
Investment Securities (Details 2)
Schedule of Investment Securities by Contractual Maturity
Investment Securities (Details 3)
Schedule of Investment Securities Available-for-Sale Gross Realized Gain and Losses
Investment Securities (Details 4)
Pledged investment securities
Investment Securities (Details 5)
Schedule of securities in a continuous unrealized loss position aggregated by investment category and length of time
Investment Securities (Details 6)
Schedule of Loan Portfolio
Loans and Allowance for Loan Losses
Schedule of Loan by credit quality
[custom:DisclosureLoansAndAllowanceForLoanLossesDetails2Abstract]
Schedule of Age Analysis of Past Due Loan
[custom:DisclosureLoansAndAllowanceForLoanLossesDetails3Abstract]
Schedule of Impaired Loans by class of Loans
Loans and Allowance for Loan Losses (Details 4)
Schedule of Nonaccural Loans, segregated by class
Loans and Allowance for Loan Losses (Details 5)
Schedule of activity in the allowance for loan losses
Loans and Allowance for Loan Losses (Details 6)
Schedule of Interest-bearing deposits.
Interest Bearing Deposits
Schedule of Maturities of Time Deposits
Interest Bearing Deposits (Details 2)
Schedule of Composition of Network Deposits
Interest Bearing Deposits (Details 3)
Interest expense recognized on interest-bearing deposits
Interest Bearing Deposits (Details 4)
Schedule of Pro forma provision of income taxes
Income Taxes
The provision for income tax for the three and nine months ended September 30, 2021 and 2020 differs from the statutory federal rate of 21.00% due to the following items, which relate primarily to the Company’s conversion from an S Corporation to a C Corporation:
Income Taxes (Details 2)
Schedule of Restricted Shares
Shareholders' Equity
Schedule of Unfunded Loan Commitments and Standby Letter of Credit
Commitments and Contingencies
Schedule of Future Minimum Lease Payment and Weighted Average Remaining Lease
Commitments and Contingencies (Details 2)
Weighted average basic common shares outstanding
Add: Dilutive effects of assumed vesting of restricted stock
Weighted average diluted common shares outstanding
Basic EPS
Diluted EPS
Net income before provision for income taxes - GAAP
Actual/pro forma provision for income taxes
Actual/pro forma net income
Weighted average basic common shares outstanding
Add: Dilutive effects of assumed vesting of restricted stock
Weighted average diluted common shares outstanding
Basic EPS
Diluted EPS
Fair Value, Recurring and Nonrecurring [Table]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt Securities, Available-for-sale
Fair Value, by Balance Sheet Grouping [Table]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents
Cash and Cash Equivalents, Fair Value Disclosure
Time Deposit at Fair Value Disclosure
Securities available-for-sale
Securities held-to-maturity
Debt Securities, Held-to-maturity, Fair Value
Loans Held-for-sale, Fair Value Disclosure
Loans held for investment
Loans Receivable, Fair Value Disclosure
Interest receivable
Accounts Receivable, Fair Value Disclosure
Financial liabilities (recorded at amortized cost)
Deposits
Deposits, Fair Value Disclosure
Interest payable
Accounts Payable, Fair Value Disclosure
Subordinated notes
Subordinated Debt Obligations, Fair Value Disclosure
Marketable Securities [Table]
Marketable Securities [Line Items]
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss
Held to Maturity Securities Gross Unrealized Gains
Held to Maturity Securities Gross Unrealized Loss
Available-for-sale Securities, Amortized Cost Basis
Available-for-sale Securities
Available-for-sale Securities, Gross Unrealized Gain
Available-for-sale Securities, Gross Unrealized Loss
Available-for-sale Securities, Gross Unrealized Loss
Held-to-Maturity, Amortized Cost, Within One Year
Held-to-Maturity, Fair Value, Within One Year
Available-for-Sale, Amortized Cost, Within One Year
Available-for-Sale, Fair Value, Within One Year
Held-to-Maturity, Amortized Cost, After One But Within Five Years
Held-to-Maturity, Fair Value, After One But Within Five Years
Available-for-Sale, Amortized Cost, After One But Within Five Years
Available-for-Sale, Fair Value, After One But Within Five Years
Held-to-Maturity, Amortized Cost, After Five But Within Ten Years
Held-to-Maturity, Fair Value, After Five But Within Ten Years
Available-for-Sale, Amortized Cost, After Five But Within Ten Years
Available-for-Sale, Fair Value, After Five But Within Ten Years
Held-to-Maturity, Amortized Cost, After Ten Years
Held-to-Maturity, Fair Value, After Ten Years
Available-for-Sale, Amortized Cost, After Ten Years
Available-for-Sale, Fair Value, After Ten Years
Held-to-Maturity, Fair Value
Available-for-Sale, Amortized Cost
Available-for-Sale, Fair Value
Sales proceeds
Gross realized gains
Pledged Assets Separately Reported, Mortgage-Related Securities Available-for-sale or Held-for-investment
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss
Number of Securities with Gross Unrealized Losses
No. Of Securities, With Gross Unrealized Losses, Less Than 12 Months
No. Of Securities, With Gross Unrealized Losses, More Than 12 Months
Financing Receivable, Past Due [Table]
Financing Receivable, Past Due [Line Items]
Subtotal
Less: Net deferred loan fees
Less: Allowance for loan losses
Total loans, net
Total loans
Impaired Financing Receivable, Recorded Investment
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Average Recorded Investment
Impaired Financing Receivable, Interest Income, Accrual Method
Total non-accrual loans
Beginning balance
Charge-offs
Recoveries
Provision (recapture)
Ending balance
Loans individually evaluated for impairment
Loans collectively evaluated for impairment
Ending balance
Ending balance: individually evaluated for impairment
Ending balance: collectively evaluated for impairment
Ending balance
Financing Receivable, Nonaccrual, Interest Income
Line of Credit
Securities Pledged with FHLB
Cash Collateral for Borrowed Securities
Interest Bearing Deposits
Savings
Money market
Interest checking accounts
Time, $250 or more
Other time
Total interest-bearing deposits
2021
2022
2023
2024
2025
Total time deposits
Total network deposits
Savings
Money market
Interest checking accounts
Time, $250 or more
Other time
Total interest expense on interest-bearing deposits
Interest-bearing Domestic Deposit, Time Deposits
Related Party Deposit Liabilities
Schedule of Long-term Debt Instruments [Table]
Debt Instrument [Line Items]
Subordinated Debt
Subordinated Borrowing, Due Date
Subordinated Borrowing, Interest Rate
Long-term Line of Credit
Net income before provision for income taxes
Effective/pro forma tax rate
Pro forma provision for income taxes
Statutory U.S. federal income tax
Benefit of S Corporation status
State taxes
C Corp conversion federal rate change
Deferred tax asset adjustment
Other
Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number, Beginning Balance
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Beginning Balance
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number, Ending Balance
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value, Ending Balance
Common Stock, Dividends, Per Share, Declared
Dividends Payable
Employee Stock Ownership Plan (ESOP), Compensation Expense
Unvested Restricted Shares
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total commitments and standby letters of credit
2021
2022
2023
2024
2025
Thereafter
Total
Operating Lease, Weighted Average Remaining Lease Term
Number of Deposits
Percentage of Depsoits over 5 millions to Deposits
Largest Single Deposit
Percentage of Largest Single Deposit to Total Deposits
Operating Leases, Rent Expense
Subsequent Event [Table]
Subsequent Event [Line Items]
California [Member]
Financial asset more than 29 days past due but fewer than 90 days past due.
Service charges on deposit accounts
Loan-Related fees
Time Deposit at Fair Value Disclosure
This item represents the difference between the realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.
Assets
Deposits [Default Label]
Liabilities
Stockholders' Equity Attributable to Parent
Liabilities and Equity
Interest and Dividend Income, Operating
Interest Expense
Interest Income (Expense), Net
Interest Income (Expense), after Provision for Loan Loss
ReclassificationAdjustmentForNetRealizedGainsIncludedInNetIncome
Reclassification from AOCI, Current Period, Tax
Comprehensive Income (Loss), Net of Tax, Attributable to Parent
Shares, Outstanding
Dividends, Common Stock
Payments for Origination and Purchases of Loans Held-for-sale
Gain (Loss) on Sales of Loans, Net
Available-for-sale Securities, Transfers to Trading, Gains (Losses)
Increase (Decrease) in Accrued Interest Receivable, Net
Increase (Decrease) in Interest Payable, Net
Proceeds from Loan Originations
Payments to Acquire Property, Plant, and Equipment
Payments for (Proceeds from) Federal Home Loan Bank Stock
Payment to Acquire Life Insurance Policy, Investing Activities
Payments of FHLBank Borrowings, Financing Activities
DisclosureBasisOfPresentationDetailsAbstract
DisclosureFairValueOfAssetsAndLiabilitiesDetailsAbstract
DisclosureInvestmentSecuritiesDetailsAbstract
DisclosureLoansAndAllowanceForLoanLossesDetailsAbstract
DisclosureIncomeTaxesDetailsAbstract
DisclosureCommitmentsAndContingenciesDetailsAbstract
Weighted Average Basic Shares Outstanding, Pro Forma
WeightedAverageNumberDilutedSharesOutstandingAdjustmentProformaEarningPerShare
Pro Forma Weighted Average Shares Outstanding, Diluted
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss
Financing Receivable, Allowance for Credit Loss, Writeoff
Interest Expense Domestic Deposit Liabilities, Savings
Interest Expense Domestic Deposit Liabilities, Money Market
Interest Expense Domestic Deposit Liabilities, Checking
InterestExpenseDomesticDepositLiabilitiesTimeDeposit250000OrMore
Interest Expense Domestic Deposit Liabilities, Other Time Deposit
Effective Income Tax Rate Reconciliation, Other Adjustments, Amount
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period
Operating Leases, Future Minimum Payments Receivable, Current
Operating Leases, Future Minimum Payments Receivable, in Two Years
Operating Leases, Future Minimum Payments Receivable, in Three Years
Operating Leases, Future Minimum Payments Receivable, in Four Years
Operating Leases, Future Minimum Payments Receivable, in Five Years